Get FREE Coverage before CareShield Life Kicks In

As you know, CareShield Life and/or its supplements (details are not yet out) will only be out in mid 2020. Update: it’s going to be pushed back to end 2020)

And if you belong to a special batch…

ATTENTION: Singaporeans and PRs Aged 30-40 in 2020

You would realise by now that you do not have ElderShield nor CareShield Life.

If a severe disability happens now, there’s no cover.

If an unexpected accident, illness or medical condition comes up, can you cope with the loss of income coupled with increased medical costs?

The good news is that…

Aviva Introduced a FREE programme

The programme provides interim long-term care support before the national CareShield Life scheme is officially launched in end 2020.

In short, there are 3 core benefits:

1) It’s complimentary

There’s no payment required or even submitting of any financial information.

Totally without any cost.

2) Provides extra financial assistance

If in an event you become severely disabled (3 out of 6 ADLs can’t be done), you can receive a monthly payout of $600 for up to 60 months (5 years).

This coverage lasts until 30 December 2020 (or if you were to upgrade to Aviva’s supplement in the future, whichever is earlier).

3) Lock in your good health

As with all insurance, if you encounter even the least minor of conditions, you might not be able to get further coverage.

With the programme, you’re able to secure the ability to be further insured in the future.

Even if your health changes, you’re still eligible to purchase a CareShield Life supplement plan from Aviva at standard terms.

No Loading; No Exclusions.

Requirements to Join the Programme

Not everyone can join.

There are 3 requirements:

  • You need to be a Singaporean or PR who will turn 30 to 40 between 1 January 2020 to 30 September 2020
  • Be in good health
  • Register by 30 September 2020

Sounds easy…

… what’s the catch?

Sounds too good to be true?

You must be thinking why would Aviva be providing “free lunch”…

I thought the same way too.

And there’s indeed a small catch. But before I tell you what it is, let me pivot a little bit.

I believe in Win-Win situations.

You as the consumer have to be at the forefront and definitely must win.

It’s great that Aviva offered free additional support before the launch of CareShield Life.

At least they did something.

And now what’s the catch (or Aviva’s win)?

It’s just for a mere chance of you wanting to upgrade to their supplement once it’s out – that’s all.

There’s no obligation to upgrade either.

It sounded like a good deal and that’s why I registered into the programme.

Aviva Registration Proof

If you’re interested, you can also do the same.

It’s easy. No hassles.

There’s no need to meet up. No hardcopy forms or contracts.

Just a simple online form that can be completed within 2 minutes.

You just need to…

  1. Go to
  2. Fill in the form
Abram Lim

With over 7 years of experience in the financial advisory industry, and previous stints in Citibank and UOB, Abram eagerly shares his knowledge by publishing research-backed articles. Learn more about Abram