Somewhere at home, there’s a drawer or folder holding insurance policies bought over the past 10 or 15 years. Some came from different advisers, one or two from an ex-classmate who joined the industry. If you had to say, right now, how much you’re covered for if you fell seriously ill, could you?

An insurance policy summary is the fix: a single table listing every policy you own, what each one pays and for which event, what it costs, and until when. One page, and your total cover finally becomes visible at a glance.

You don’t need to build the table yourself. FinSnap, our free financial snapshot template, includes a ready-made Insurance Policy Summary sheet alongside the rest of your financial picture. It’s a Google Sheet: make your own copy (or download it as an Excel file), and it’s yours to keep.

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Your home is probably the biggest financial decision you’ll ever make. Yet most of us plan the purchase in obsessive detail, then never plan the ownership.

We compare towns, stalk showflats, and calculate stamp duty to the dollar. What we rarely ask is how the flat or condo fits into everything else: our retirement, our insurance, our CPF, and what happens to the property when we’re gone.

That’s what this guide is for. When more than half your wealth sits in a single asset, that asset deserves a plan.

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You’ve spent years working towards owning your own home, whether that’s a resale flat in Tampines or a condo in Bishan. But have you thought about what happens to it after you’re gone?

Most Singaporeans haven’t, and our estate planning statistics for Singapore show just how common that gap is. It’s an uncomfortable topic, so it gets pushed to “another day”. The trouble is, without a plan, your family could be left untangling unfamiliar paperwork at the worst possible time, forced into decisions they were never prepared for.

This guide walks you through what actually happens to your HDB flat or private property when you die, and more importantly, what you can do now to make sure it goes exactly where you want it to.

Passing on your home is also the final stage of property planning, which covers how your property fits into your finances from purchase all the way through to this point.

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Modern medicine can keep a body going long after recovery has stopped being possible.

That’s a comfort in many cases, and a quiet fear in others: being kept alive by machines when the dying has already begun, with no way left to say “enough”.

An Advance Medical Directive is how you settle that question in advance, while you’re well and clear-headed. It’s one of the most misunderstood documents in Singapore, so here’s exactly what it does, what it doesn’t, and how to make one.

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On 26 November 2025, the Ministry of Health (MOH) announced a major overhaul of Integrated Shield Plan (IP) riders. 

These riders once provided “full” coverage, allowing policyholders to avoid paying a single cent on eligible hospital bills. That glass became less full with the introduction of the 5% co-payment requirement on 1 April 2019, and with this latest announcement, the coverage has been tightened further.

What has changed (again)?

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Property prices in Singapore have soared over the last decade. 

This isn’t surprising, given the limited land availability and constant high demand for properties. As long as this demand remains, prices are likely to keep rising, indirectly increasing attention on mortgage-related products to help buyers secure more affordable rates.

However, when these prices reach unsustainable and unaffordable levels, the government steps in with cooling measures to stabilise the market. This has been the case recently.

But what does the future hold? Will prices keep climbing, or are we on the brink of a cooldown? 

To answer these questions, we’ll look into the latest trends and statistics on both public and private housing prices in Singapore.

Note: All figures are in Singapore dollars (SGD).

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Singapore’s property market is known for its high prices. The main reason for this is simple: demand outweighs supply. 

Given that Singapore is a small nation with limited land, the supply of property is constrained. As long as demand persists, prices are bound to rise, making it increasingly important to explore more affordable financing and housing-related solutions.

Looking at the long term trend, this pattern shows no signs of slowing down. 

But what drives such appeal for residential properties in Singapore? Let’s delve into some of the main reasons behind the demand for properties in Singapore.

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Buying a property in Singapore is a costly affair.

It could also be one of the biggest financial undertakings you could take on in your life.

Residential property prices have increased significantly over the years. This can be seen with million-dollar HDB resale flats becoming more common. Even the median price of a 5-room HDB resale flat is at $736,000 now.

But the purchase price of the property is just one half of the equation. There are other costs associated with purchasing and owning a home in Singapore, and that will be the topic for today.

So, read on!

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Housing is a very important component to a Singaporean, as it’s likely to be one of the biggest wealth-generating assets, amongst other asset-building alternatives.

Statistics concerning households are indispensable when it comes to understanding the way people in Singapore live. Most young Singaporeans live with their parents well into adulthood or until marriage, which makes it particularly easy to draw accurate conclusions from household data.

This significance of housing could also explain why the government collects such extensive data on households. In this article, we go over some notable statistics about households and housing in Singapore. If you want to know the average household income in Singapore, click here instead.

Note: All figures are in Singapore dollars (SGD).

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Singapore’s education system is taken very seriously, and for good reason. The island nation suffers from a lack of natural resources and thus relies heavily on human capital, seen as one of the keys to its strong economy and high Gross Domestic Product (GDP).

Education in Singapore can be expensive, but it is considered necessary, much like the saving up and investing required to afford it.

While Singapore citizens pay heavily subsidised prices, the costs are significantly higher for foreign and international students.

Let’s look at the notable statistics on the cost of education in Singapore.

Note: All figures are in Singapore dollars (SGD).

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