Have you noticed more of your friends and colleagues talking about topping up their SRS account each December?

The numbers back up that impression. The Supplementary Retirement Scheme (SRS) has quietly become one of the fastest-growing parts of retirement saving in Singapore, and the official data behind it is rarely laid out in full.

The Ministry of Finance publishes cumulative SRS statistics every year, but only as a raw PDF table. In this article, we turn 25 years of that data into something you can actually read, and add our own analysis of what it means for your retirement planning.

Note: All figures are in Singapore dollars (SGD). This page is updated regularly as new data is released.

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How does your CPF balance compare with others your age?

It’s a question Singaporeans keep asking on forums like Reddit and Seedly, usually because the official data is scattered across raw tables that are hard to make sense of. Yet the numbers matter. CPF holds $677 billion across 4.3 million members, and with Singaporeans now living to around 84 on average, those savings have to last longer than ever.

We’ve pulled the latest releases from the CPF Board and data.gov.sg into one page: average balances by age, what retirees actually receive from CPF LIFE, and how many people hit their retirement sums. This page is updated regularly as new data is released.

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How much do you actually need in CPF by 55? The answer is one of three numbers. Two of them, the Basic and Full Retirement Sums, are set by the year you were born and stay fixed for life. The third, the Enhanced Retirement Sum, is a ceiling that rises every January for everyone.

This page keeps the current CPF retirement sums in one place: the figures for 2026, the announced 2027 figures, every cohort’s locked-in sums, and how the numbers have grown since 2003. We update it each year when new sums are announced.

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Somewhere at home, there’s a drawer or folder holding insurance policies bought over the past 10 or 15 years. Some came from different advisers, one or two from an ex-classmate who joined the industry. If you had to say, right now, how much you’re covered for if you fell seriously ill, could you?

An insurance policy summary is the fix: a single table listing every policy you own, what each one pays and for which event, what it costs, and until when. One page, and your total cover finally becomes visible at a glance.

You don’t need to build the table yourself. FinSnap, our free financial snapshot template, includes a ready-made Insurance Policy Summary sheet alongside the rest of your financial picture. It’s a Google Sheet: make your own copy (or download it as an Excel file), and it’s yours to keep.

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Your home is probably the biggest financial decision you’ll ever make. Yet most of us plan the purchase in obsessive detail, then never plan the ownership.

We compare towns, stalk showflats, and calculate stamp duty to the dollar. What we rarely ask is how the flat or condo fits into everything else: our retirement, our insurance, our CPF, and what happens to the property when we’re gone.

That’s what this guide is for. When more than half your wealth sits in a single asset, that asset deserves a plan.

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You’ve spent years working towards owning your own home, whether that’s a resale flat in Tampines or a condo in Bishan. But have you thought about what happens to it after you’re gone?

Most Singaporeans haven’t, and our estate planning statistics for Singapore show just how common that gap is. It’s an uncomfortable topic, so it gets pushed to “another day”. The trouble is, without a plan, your family could be left untangling unfamiliar paperwork at the worst possible time, forced into decisions they were never prepared for.

This guide walks you through what actually happens to your HDB flat or private property when you die, and more importantly, what you can do now to make sure it goes exactly where you want it to.

Passing on your home is also the final stage of property planning, which covers how your property fits into your finances from purchase all the way through to this point.

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Modern medicine can keep a body going long after recovery has stopped being possible.

That’s a comfort in many cases, and a quiet fear in others: being kept alive by machines when the dying has already begun, with no way left to say “enough”.

An Advance Medical Directive is how you settle that question in advance, while you’re well and clear-headed. It’s one of the most misunderstood documents in Singapore, so here’s exactly what it does, what it doesn’t, and how to make one.

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On 26 November 2025, the Ministry of Health (MOH) announced a major overhaul of Integrated Shield Plan (IP) riders. 

These riders once provided “full” coverage, allowing policyholders to avoid paying a single cent on eligible hospital bills. That glass became less full with the introduction of the 5% co-payment requirement on 1 April 2019, and with this latest announcement, the coverage has been tightened further.

What has changed (again)?

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Property prices in Singapore have soared over the last decade. 

This isn’t surprising, given the limited land availability and constant high demand for properties. As long as this demand remains, prices are likely to keep rising, indirectly increasing attention on mortgage-related products to help buyers secure more affordable rates.

However, when these prices reach unsustainable and unaffordable levels, the government steps in with cooling measures to stabilise the market. This has been the case recently.

But what does the future hold? Will prices keep climbing, or are we on the brink of a cooldown? 

To answer these questions, we’ll look into the latest trends and statistics on both public and private housing prices in Singapore.

Note: All figures are in Singapore dollars (SGD).

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Singapore’s property market is known for its high prices. The main reason for this is simple: demand outweighs supply. 

Given that Singapore is a small nation with limited land, the supply of property is constrained. As long as demand persists, prices are bound to rise, making it increasingly important to explore more affordable financing and housing-related solutions.

Looking at the long term trend, this pattern shows no signs of slowing down. 

But what drives such appeal for residential properties in Singapore? Let’s delve into some of the main reasons behind the demand for properties in Singapore.

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