If you have served National Service, you have almost certainly heard of the MINDEF & MHA group insurance. Most of us signed up during BMT, paid a few dollars from our allowance, and never gave it another thought.

It is still one of the most affordable ways to hold a large amount of life cover in Singapore. But affordable does not always mean enough, and a fair bit has changed since you first signed that form.

Below is what the scheme covers in 2026, what it actually costs at each age, and whether it should be your only life insurance.

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The Dependants’ Protection Scheme (DPS) might have just landed on your radar, but what exactly does it offer?

Is it worth holding onto, or does it fall short of what you need?

In this guide, we’ll walk through what DPS covers, what it costs, and where it falls short, so you can decide if it’s right for you.

Let’s get into it.

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How much life insurance is enough? Most of us never really answer it, which is how we end up with a drawer of policies and no clear idea whether they add up. This page helps you put a number on it: use the calculator to find your shortfall across all four covers, then read on to see where the figures come from.

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How long can you expect to live in Singapore? Longer than almost anywhere else on Earth, and longer than ever before.

That’s good news, but it changes your financial planning maths: more years to fund, more years of healthcare, and a real chance of living past 90.

In this article, we look at the latest official data on life expectancy in Singapore, how the country compares globally, where the numbers are heading, and what all of it means for you and your loved ones.

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Owning a property comes with a long to-do list, and home insurance is one of the easier things to put off.

You’ve probably heard of it, but maybe never got round to sorting it out. Today, we’re covering everything you need to know about home insurance in Singapore.

Let’s get into it.

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When it comes to life insurance, emotion often drives our decisions. We ask ourselves, “If I were no longer around, how would my family manage financially?”

However, we frequently overlook the logical aspect.

This article adopts a fresh, data-driven approach to understanding life insurance policies — covering not just death, but also Total and Permanent Disability (TPD) and Critical Illness (CI).

We spent 57 hours analysing 36 months of life insurance claims data in Singapore. Below are the findings.

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Are you looking for information on HDB fire insurance?

You’re in the right place.

This guide will walk you through everything you need to know, from what it covers to what you need to do next.

I’ll cover key areas such as what HDB fire insurance is (and isn’t), the premiums involved, its limitations, and more.

Read on to get all the details.

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Thinking of buying an HDB flat? Chances are, someone has mentioned the Home Protection Scheme (HPS) to you.

If this is your first time purchasing a home, things are about to get serious.

Your finances need to be in order, and you might be wondering: is HPS the best option for you? What are its limitations? Are there better alternatives out there?

Let’s go through everything you need to know.

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CareShield Life pays $689 a month in 2026 if you become severely disabled. Home-based care for that same condition costs around $2,700 a month.

That gap is the entire reason supplements exist.

In this guide, I’ll cover what a CareShield Life supplement adds, how the MediSave payment limit works, and how to decide whether you need one, using the scheme’s updated 2026 figures.

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One in two Singapore residents is expected to develop severe disability at some point in their lifetime.

That’s the risk CareShield Life exists to cover. And from January 2026, the scheme has been through its biggest changes since it launched.

In this guide, I’ll cover what CareShield Life is, who’s covered, how much it pays out, what the 2026 changes mean for you, and what to do if you’re still on the older ElderShield scheme.

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