I’m sure you’ve heard about term insurance.
Have you heard about the term life insurance till 99 years old?
Why is this a game changer that makes the traditional term plan not “temporary”?
I’ll touch on the unique features and benefits that come along with it.
Read on!
These days, a term insurance plan is one of the core insurance policies to have.
Whether you’re still serving NS or have ORD’ed, you must have heard about the Singlife with Aviva’s MINDEF & MHA group term insurance.
Are the cheap premiums justifiable for it to represent the sole life insurance component in your financial portfolio?
Let’s take an objective look and find out now!
(Note: this article has been updated to reflect the new changes as at 1 Jan 2023.)
The Dependants’ Protection Scheme (DPS) might have just landed on your radar, but what exactly does it offer?
Is it worth holding onto, or does it fall short of what you need?
In this guide, we’ll walk through what DPS covers, what it costs, and where it falls short, so you can decide if it’s right for you.
Let’s get into it.
ElderShield has been the talk of the town for awhile now.
Why did this scheme go through so much love and hate?
In this article, we cover the important claim statistics and interesting facts on this topic.
It’ll be very enlightening and gives light on why the new scheme CareShield Life is created.
So, read on!
How much life insurance is enough? Most of us never really answer it, which is how we end up with a drawer of policies and no clear idea whether they add up. This page helps you put a number on it: use the calculator to find your shortfall across all four covers, then read on to see where the figures come from.
How long can you expect to live in Singapore? Longer than almost anywhere else on Earth, and longer than ever before.
That’s good news, but it changes your financial planning maths: more years to fund, more years of healthcare, and a real chance of living past 90.
In this article, we look at the latest official data on life expectancy in Singapore, how the country compares globally, where the numbers are heading, and what all of it means for you and your loved ones.
Owning a property comes with a long to-do list, and home insurance is one of the easier things to put off.
You’ve probably heard of it, but maybe never got round to sorting it out. Today, we’re covering everything you need to know about home insurance in Singapore.
Let’s get into it.
When it comes to life insurance, emotion often drives our decisions. We ask ourselves, “If I were no longer around, how would my family manage financially?”
However, we frequently overlook the logical aspect.
This article adopts a fresh, data-driven approach to understanding life insurance policies — covering not just death, but also Total and Permanent Disability (TPD) and Critical Illness (CI).
We spent 57 hours analysing 36 months of life insurance claims data in Singapore. Below are the findings.
Are you looking for information on HDB fire insurance?
You’re in the right place.
This guide will walk you through everything you need to know, from what it covers to what you need to do next.
I’ll cover key areas such as what HDB fire insurance is (and isn’t), the premiums involved, its limitations, and more.
Read on to get all the details.
Thinking of buying an HDB flat? Chances are, someone has mentioned the Home Protection Scheme (HPS) to you.
If this is your first time purchasing a home, things are about to get serious.
Your finances need to be in order, and you might be wondering: is HPS the best option for you? What are its limitations? Are there better alternatives out there?
Let’s go through everything you need to know.