CareShield Life pays $689 a month in 2026 if you become severely disabled. Home-based care for that same condition costs around $2,700 a month.
That gap is the entire reason supplements exist.
In this guide, I’ll cover what a CareShield Life supplement adds, how the MediSave payment limit works, and how to decide whether you need one, using the scheme’s updated 2026 figures.
One in two Singapore residents is expected to develop severe disability at some point in their lifetime.
That’s the risk CareShield Life exists to cover. And from January 2026, the scheme has been through its biggest changes since it launched.
In this guide, I’ll cover what CareShield Life is, who’s covered, how much it pays out, what the 2026 changes mean for you, and what to do if you’re still on the older ElderShield scheme.
So you’ve already contributed to your SRS account with the intention to reduce taxes, but you realise doing so only solves half of the problem.
The other half of the problem is that your SRS funds are only earning 0.05% per year of interest.
Because of that, and if nothing is being done, inflation would negate any tax benefits you get from contributing to your SRS account.
There’s a variety of investment options for SRS monies out there, but somehow, the SRS endowment/annuity plan interests you the most.
In this guide, you’ll learn everything about the SRS endowment/annuity plans in Singapore, including what it is, how it works, and the pros and cons.
So, read on!
Your colleague tops up his SRS account every December and swears by the tax savings. Your bank app keeps nudging you to open an account. So what exactly is this scheme, and is it worth locking your money away for?
In this guide, we cover everything important about the Supplementary Retirement Scheme (SRS) in 2026: how the tax relief works, how much you can contribute, and the withdrawal rules that decide how much tax you eventually pay.
If you’re a foreigner working in Singapore, the scheme works slightly differently for you, so read our guide to SRS for foreigners instead.
How much do you need to retire in Singapore? It’s one of those questions that feels impossible to answer, so most people never put a number on it. This page helps you do exactly that: use the calculator to get your personal figure, then read on to sanity-check it against real retiree spending data and your CPF.
You’ve contributed to your SRS account and enjoyed the tax relief. Job done?
Not quite. The money is now earning 0.05% a year, and it may sit there for decades until your withdrawal age. Left uninvested, inflation will undo much of the benefit you contributed for.
In this guide, we go through the nine main investment options for SRS funds in 2026, what they currently pay, and, using official data, what SRS members are actually doing with their money.
If you’re new to the scheme itself, start with our guide to how SRS works first.
More than seven in ten Singapore residents pay for private health insurance on top of a national scheme that already covers them for life, as of the first quarter of 2026.
That’s not an accident. It reflects what the Integrated Shield Plan (IP) offers that MediShield Life doesn’t, and in my opinion, it remains one of the most important types of insurance you can hold in Singapore.
But the rules changed meaningfully in 2025 and 2026, so whether you’re buying your first IP or wondering if your current one is still worth its premiums, here’s how it all works now.
If an economy is improving, inflation is inevitable. The cost of goods and services will be rising over time.
If nothing is done to your liquid cash in the bank, its value will gradually diminish. And when it’s time for you to use the funds for your children’s education or for your own retirement, you might not have enough.
One alternative to deal with inflation in Singapore is through an endowment savings plan.
In this article, you’ll learn about what it is, how it works, factors to consider, the pros and cons, and more.
So, read on!
Retirement planning should always be done as soon as possible.
If not, you may find yourself in a sticky situation where you don’t have enough financial resources for your desired retirement lifestyle.
While there are many ways to save for retirement in Singapore, a retirement annuity plan provides a decent combination of guarantees and potential upsides.
In this guide, you’ll learn everything about the annuity plan, including what it is, how it works, the pros and cons, etc.
So, read on!