Insurance is easier to choose when you can see the options side by side.
This page lists every plan comparison we publish, grouped by what you need the cover to do. Each comparison explains how the plans work and how they differ.
When you’re ready, a licensed consultant can get you personalised quotes at no charge.
Protect Your Income and Family
If people depend on your income, these plans pay out a lump sum if something happens to you, so your family isn’t left short.
Term life insurance
Term life insurance gives you a large sum assured for an affordable premium, over a fixed period such as your working years. When the term ends, the cover stops, and there’s no cash value.
If you have dependants, this is usually where I’d suggest starting. Our list of the best term life insurance plans puts the main options side by side.
Early critical illness insurance
Standard critical illness cover mostly pays out for later-stage conditions.
Early critical illness plans also pay at the early and intermediate stages of an illness, and some let you claim more than once. You can compare early critical illness plans to see which ones do.
Mortgage insurance
A home loan is often the biggest debt a family has.
Mortgage insurance helps your family pay off what’s left on the loan if something happens to you, so they can stay in the home. Our mortgage insurance comparison covers the main plans.
Lifelong Cover and Legacy
These plans cover you well past your working years, so they’re often used to leave money to your family.
Whole life insurance
Whole life insurance covers you for life and builds up a cash value over the years. It costs much more than term for the same sum assured.
See how the best whole life insurance plans differ from one another.
Term insurance till 99
Most term plans end at 65 or 70. Term insurance till 99 keeps you covered until age 99, and if you pass away while covered, your family receives a fixed lump sum.
Here are the best term till 99 insurance plans we cover.
Legacy planning insurance
Thinking about what you’ll leave your children or grandchildren?
Our guide to legacy planning insurance explains the four main plan types and their trade-offs.
Starting a Family
A new baby brings new responsibilities, and the first one starts before the birth, when mother and baby need protecting through the pregnancy.
Maternity insurance
Maternity insurance pays a lump sum or a hospital cash benefit if the mother has a covered pregnancy complication. It also covers the baby for a set list of congenital illnesses.
There’s a second benefit after the birth. Maternity plans typically let you insure your newborn with simplified or no underwriting, even if the baby is born with a medical condition.
See what the best maternity insurance plans cover for mother and child.
Retirement Income
CPF LIFE pays you a monthly income for life. These plans add to it.
Retirement annuity plans
A retirement annuity plan pays you a regular income, usually monthly, from a retirement age you choose. Part of each payout is guaranteed, and part is a bonus that isn’t.
See how payout periods and guaranteed income differ across the best retirement annuity plans.
SRS endowment and annuity plans
An SRS annuity plan is bought with a single premium from your Supplementary Retirement Scheme (SRS) account. It then pays you a monthly income over a set period.
For most plans, that’s 10 years, matching the 10-year window SRS gives you for penalty-free withdrawals. Our SRS endowment and annuity plan comparison sets out the main plans and how they work.
NOT SURE WHERE TO START?
The products on this page work best as part of a coherent plan, not as one-off purchases. If you’d rather look at your situation as a whole first, FullCircle is our comprehensive financial planning session: you’ll walk away with a clearer picture of where you stand and what to prioritise, across protection, retirement, and estate planning.