Every Singaporean and Permanent Resident has a CPF account, and the savings inside it build up quietly over a working lifetime.

What most people don’t realise is that those savings aren’t treated like the cash in your bank account, while you’re alive or after you’re gone.

Making a CPF nomination might feel like admin you’ll get to eventually. But it’s one of the simplest and most important steps in proper estate planning, it’s free, and it can be done entirely online. 

Here’s everything you need to know, and the exact steps to make one.

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“How are your assets distributed after death?”

It’s not an everyday topic.

And it’s usually shrugged off because you didn’t think it was important at the moment.

But doing nothing has its implications.

It will go according to the law and the Intestate Succession Act in Singapore specifies the distribution rules.

How would it be like?

Read on!

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Most of us buy life insurance for the sake of our loved ones.

And we usually call it a day once that’s done.

But have you thought about what if death really happens?

How would your loved ones receive the insurance proceeds? Would it be a hassle for them?

In this article, I’ll touch on:

• what is an insurance policy nomination
• what happens if there’s no nomination
• the 2 types of nomination you can do
• .. and more

So, read on!

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An ambulance with its horns blaring is speeding on the expressway, and cars are steering away to make space for it.

It’s an emergency.

Someone needs medical attention, and needs it fast. But that’s just one side of the picture.

The cost of hospitalisation and medical services are expensive and ever-increasing. Can the injured afford the hospital bill?

In this guide, I’ll cover all there is to know about the national healthcare scheme, MediShield Life.

So, read on!

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Healthcare in Singapore is world-class. It is also expensive, and it is getting more so.

Whether you are planning for a hospital stay, reviewing your insurance coverage, or simply trying to understand where your money goes, knowing the real cost of healthcare in Singapore matters.

Here is a compilation of the most important statistics on healthcare costs in Singapore. This page will be updated regularly to reflect the latest information.

Read on.

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Healthcare costs in Singapore are undeniably high, and they are only getting higher. With rising costs come rising premiums, tighter insurance terms, and greater financial pressure on households when something goes wrong.

But just how expensive is a hospital stay today, and are you prepared for it?

This article breaks down what a hospital bill in Singapore actually looks like, with real procedure examples, and what you can do to protect yourself financially.

Read on.

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Curious about critical illness statistics in Singapore? Or maybe you’re wondering about the odds of contracting one?

Look no further.

We’ve gathered the most important facts and statistics on critical illness in Singapore, and we’ll keep this page updated regularly.

Our goal is to give you a clear picture of just how real the risk is, and why protecting your income and covering treatment costs with the right insurance coverage matters more than most people realise.

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When you’re self-sufficient, you start to focus your thoughts on others.

Contribution is the end goal.

That’s when a single premium whole life insurance comes in.

It enhances the legacy you leave behind so it enables others to grow.

Read on to learn more about it!

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Cancer is the number one cause of death in Singapore. It has been for a long time.

That is a sobering fact, but it is one every Singaporean should know. Because the more you understand about cancer, the better placed you are to take action: getting screened earlier, knowing what to watch for, and making sure you have the right financial protection in place.

In this article, we look at the most important cancer statistics in Singapore, updated with the latest national data. We have written this for the average person, not a medical professional, so you will not find heavy jargon here.

Read on for the full picture.

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Medical costs in Singapore are rising faster than most people realise. And of all the conditions driving that increase, cancer sits at the top.

Not just because of how common it is, but because of how expensive it has become to treat. Surviving cancer today often means years of ongoing treatment, maintenance drugs, and follow-up care. The financial tail is much longer than it used to be.

There is also a newer variable: the Cancer Drug List (CDL). Not all cancer drugs are covered by MediShield Life, and if your prescribed drug is not on the approved list, you may face significant out-of-pocket costs. The right insurance plans, particularly those covering early-stage critical illnesses, can help mitigate this risk.

The numbers involved are significant. Late-stage cancer treatment in Singapore can easily cost $100,000 to $200,000 a year, or roughly $8,400 to $16,700 a month.

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