Most of us buy life insurance for the people we’d leave behind. Then we file the policy away and never think about it again.

But have you pictured what actually happens when a claim is made? Would your family get the money quickly, or would they be stuck filling in forms and waiting on a court order while they’re grieving?

That’s what an insurance nomination sorts out. It tells your insurer exactly who should receive the proceeds, and it can be the difference between a payout in weeks and a payout in many months.

In this guide we’ll cover what a nomination is, which policies it applies to, what happens if you skip it, the two types you can make, and the new online option that’s been available since 2024. It’s one of the simpler parts of estate planning in Singapore, it’s the last step in getting your insurance in order, and it’s free.

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If you’re a Singapore Citizen or Permanent Resident, you already have health insurance, whether you signed up for it or not.

The real questions are what MediShield Life actually pays for, where it stops, and whether you should add more on top. All three answers changed with the scheme’s 2024 review, which is still rolling out until 2028.

Here’s the complete picture, updated for 2026.

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Healthcare in Singapore is world-class. It is also expensive, and it is getting more so.

Whether you are planning for a hospital stay, reviewing your insurance coverage, or simply trying to understand where your money goes, knowing the real cost of healthcare in Singapore matters.

Here is a compilation of the most important statistics on healthcare costs in Singapore. This page will be updated regularly to reflect the latest information.

Read on.

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Healthcare costs in Singapore are undeniably high, and they are only getting higher. With rising costs come rising premiums, tighter insurance terms, and greater financial pressure on households when something goes wrong.

But just how expensive is a hospital stay today, and are you prepared for it?

This article breaks down what a hospital bill in Singapore actually looks like, with real procedure examples, and what you can do to protect yourself financially.

Read on.

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Curious about critical illness statistics in Singapore? Or maybe you’re wondering about the odds of contracting one?

Look no further.

We’ve gathered the most important facts and statistics on critical illness in Singapore, and we’ll keep this page updated regularly.

Our goal is to give you a clear picture of just how real the risk is, and why protecting your income and covering treatment costs with the right insurance coverage matters more than most people realise.

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Cancer is the number one cause of death in Singapore. It has been for a long time.

That is a sobering fact, but it is one every Singaporean should know. Because the more you understand about cancer, the better placed you are to take action: getting screened earlier, knowing what to watch for, and making sure you have the right financial protection in place.

In this article, we look at the most important cancer statistics in Singapore, updated with the latest national data. We have written this for the average person, not a medical professional, so you will not find heavy jargon here.

Read on for the full picture.

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Medical costs in Singapore are rising faster than most people realise. And of all the conditions driving that increase, cancer sits at the top.

Not just because of how common it is, but because of how expensive it has become to treat. Surviving cancer today often means years of ongoing treatment, maintenance drugs, and follow-up care. The financial tail is much longer than it used to be.

There is also a newer variable: the Cancer Drug List (CDL). Not all cancer drugs are covered by MediShield Life, and if your prescribed drug is not on the approved list, you may face significant out-of-pocket costs. The right insurance plans, particularly those covering early-stage critical illnesses, can help mitigate this risk.

The numbers involved are significant. Late-stage cancer treatment in Singapore can easily cost $100,000 to $200,000 a year, or roughly $8,400 to $16,700 a month.

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Here’s the term vs whole life debate in one line: the same $1,000,000 of cover costs you $567.45 a year as a term plan, or $4,356 a year as whole life.

That’s a gap of 7.7 times. What you get (or don’t get) for the extra money is what this whole debate is really about.

Feature lists only tell you so much. So we got real quotes, on the same day in July 2026, for the same person.

Here are the actual numbers.

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I’m sure you’ve heard about term insurance.

Have you heard about the term life insurance till 99 years old?

Why is this a game changer that makes the traditional term plan not “temporary”?

I’ll touch on the unique features and benefits that come along with it.

Read on!

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If you have served National Service, you have almost certainly heard of the MINDEF & MHA group insurance. Most of us signed up during BMT, paid a few dollars from our allowance, and never gave it another thought.

It is still one of the most affordable ways to hold a large amount of life cover in Singapore. But affordable does not always mean enough, and a fair bit has changed since you first signed that form.

Below is what the scheme covers in 2026, what it actually costs at each age, and whether it should be your only life insurance.

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