So you’ve already contributed to your SRS account with the intention to reduce taxes, but you realise doing so only solves half of the problem.

The other half of the problem is that your SRS funds are only earning 0.05% per year of interest.

Because of that, and if nothing is being done, inflation would negate any tax benefits you get from contributing to your SRS account.

There’s a variety of investment options for SRS monies out there, but somehow, the SRS endowment/annuity plan interests you the most.

In this guide, you’ll learn everything about the SRS endowment/annuity plans in Singapore, including what it is, how it works, and the pros and cons.

So, read on!

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What’s this SRS that your friends and colleagues are talking about?

How can it help you to save on taxes AND provide for your retirement needs?

If you’re earning an healthy amount of income, you need to know about SRS.

In this guide, I’ll touch on everything important about the Supplementary Retirement Scheme (SRS). If you’re a foreigner, read this page on SRS instead.

So, let’s get on with it!

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As the needs of everyone are different and there’s no one-size-fits-all, this simple retirement planning calculator would allow you to estimate how much you need to retire in Singapore.

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You took the first step in contributing into your SRS account, great! 

Now, what? 

The funds are just sitting there collecting dust and spiderwebs (one-third of all SRS funds are sitting idle).

You know you can invest your funds but there are 2 concerns you have: 

“I don’t have the time (…and the patience) to do research” and “SRS funds are my hard-earned money, I want the best for them”. 

Well, you’ve come to the right place. 

At the end of this article, you’ll know which option is the best to invest your SRS funds in. 

We’ll also go through the various SRS approved options, the pros and cons of each, and the  factors to consider in selecting one, etc. 

So, read on!

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You took the first step in contributing into your SRS account, great! 

Now, what? 

The funds are just sitting there collecting dust and spiderwebs (one-third of all SRS funds are sitting idle).

You know you can invest your funds but there are 2 concerns you have: 

“I don’t have the time (…and the patience) to do research” and “SRS funds are my hard-earned money, I want the best for them”. 

Well, you’ve come to the right place. 

At the end of this article, you’ll know which option is the best to invest your SRS funds in. 

We’ll also go through the various SRS approved options, the pros and cons of each, and the  factors to consider in selecting one, etc. 

So, read on!

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By now, you must’ve heard about the Integrated Shield Plan (IP), which is also known as hospitalisation insurance or health/medical insurance.

It is, by far, one of the most important type of insurance to have in Singapore.

Do you really know what it is and how it works?

In this guide, you’ll find out everything.

So, read on!

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If an economy is improving, inflation is inevitable. The cost of goods and services will be rising over time.

If nothing is done to your liquid cash in the bank, its value will gradually diminish. And when it’s time for you to use the funds for your children’s education or for your own retirement, you might not have enough.

One alternative to deal with inflation in Singapore is through an endowment savings plan.

In this article, you’ll learn about what it is, how it works, factors to consider, the pros and cons, and more.

So, read on!

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While term insurance plans have gained in popularity, whole life insurance could still play a part in your insurance portfolio.

If you’re looking to find out more about whole life insurance in Singapore, you’re in the right place.

In this article, we’ll cover what is whole life insurance all about, how it works, the differences between whole life and term life, the pros and cons, and more.

By the end of this article, you’d know whether it’s suitable for you or not.

So, read on!

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Retirement planning should always be done as soon as possible.

If not, you may find yourself in a sticky situation where you don’t have enough financial resources for your desired retirement lifestyle.

While there are many ways to save for retirement in Singapore, a retirement annuity plan provides a decent combination of guarantees and potential upsides.

In this guide, you’ll learn everything about the annuity plan, including what it is, how it works, the pros and cons, etc.

So, read on!

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