Term and Whole Life Plans just had a Baby

Term and Whole Life Baby

Yes, you heard that right. 

There’s a newborn baby in the financial world. 

For some of you, it can be a game changer because this baby inherited the best DNAs from both parents – Papa Term and Mama Whole Life. 

For all the money you’ve paid to insurance companies, it’s time to get it back (finally!). 

I’ll touch on what this is but first, let me make a very quick detour…

Read moreTerm and Whole Life Plans just had a Baby

SRS Investment Options: How To Best Invest Your Funds (2019)

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You took the first step in contributing into your SRS account, great! 

Now, what? 

The funds are just sitting there collecting dust and spiderwebs (one-third of all SRS funds are sitting idle).

You know you can invest your funds but there are 2 concerns you have: 

“I don’t have the time (…and the patience) to do research” and “SRS funds are my hard-earned money, I want the best for them”

Well, you’ve come to the right place

At the end of this article, you’ll know which option is the best to invest your SRS funds in

We’ll also go through the various SRS approved options, the pros and cons of each, and the  factors to consider in selecting one, etc. 

So, read on!

Read moreSRS Investment Options: How To Best Invest Your Funds (2019)

SRS Investment Options: How To Best Invest Your Funds (2019)

srs investment options featured small

You took the first step in contributing into your SRS account, great! 

Now, what? 

The funds are just sitting there collecting dust and spiderwebs (one-third of all SRS funds are sitting idle).

You know you can invest your funds but there are 2 concerns you have: 

“I don’t have the time (…and the patience) to do research” and “SRS funds are my hard-earned money, I want the best for them”

Well, you’ve come to the right place

At the end of this article, you’ll know which option is the best to invest your SRS funds in

We’ll also go through the various SRS approved options, the pros and cons of each, and the  factors to consider in selecting one, etc. 

So, read on!

Read moreSRS Investment Options: How To Best Invest Your Funds (2019)

Integrated Shield Plans (Health Insurance) in Singapore: 2019’s Guide

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All of us should be familiar with this image… 

A speeding ambulance with its horns blaring on the expressway, and cars steering away to make space for it. 

It’s an emergency. 

But it’s just one half of the picture. 

Can the injured afford the bill that comes after? 

That’s the second part. 

In this ultimate guide, I’ll cover all there is to know about Integrated Shield Plans in Singapore. 

Hospital and surgical costs are expensive and ever-increasing. 

Are you sufficiently covered? What can a private health/medical insurance provide? 

… and I’ll also touch on the recent industry changes that affect these plans. 

So, read on!

Read moreIntegrated Shield Plans (Health Insurance) in Singapore: 2019’s Guide

Endowment Insurance Savings Plans in Singapore: Guide for 2019

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Everywhere you go in Singapore, people are talking about the endowment savings plan. 

And if you’re here, you want to know more.

By the end of this guide, you’re sure to gain a handful of knowledge on this common topic amongst Singaporeans. 

What I’ll be touching on are…

  • Why is it so hard to save, and why you need to save and “invest”…
  • The different alternatives to park your money in…
  • What are endowments and how do they work…
  • The pros and cons of a savings plan…

…and much more

So, read on!

Read moreEndowment Insurance Savings Plans in Singapore: Guide for 2019

Whole Life Insurance Plans in Singapore: Ultimate Guide for 2019

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You want to know more about whole life insurance in Singapore? 

You’re in the right place. 

By the end of this article, you’ll be well-armed with knowledge on this important insurance. 

The things we’ll be covering are: 

The one thing life insurance is for…

The only 2 options for income protection (term vs whole life) …

Who are the best candidates for whole life plans…

… and more

So, read on!

Read moreWhole Life Insurance Plans in Singapore: Ultimate Guide for 2019

Retirement (& Annuity) Plans in Singapore: Ultimate Guide for 2019

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The Big “R” in everyones’ minds. 

Retirement.

How do you go about it?

After reading this guide, you’ll be well-equipped with much more knowledge on the tricky subject.

Some of the topics we’re touching on:

The one thing in Singapore that may be hindering an easy retirement from happening…

Everything crucial you need to know about retiring in Singapore…

How retirement plans/annuities play in the overall picture…

… and more

So, read on!

Read moreRetirement (& Annuity) Plans in Singapore: Ultimate Guide for 2019

Maternity (& Pregnancy) Insurance in Singapore: Guide for 2019

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If you’re pregnant now, you would certainly face a realisation… 

You’re obligated to take care of this soon-to-be-born baby… for the long haul.

Your current priorities and responsibilities need to be adjusted to cater for the increased finances needed to take care of a child.

One uncertainty that would-be mothers have is what’s going to happen when complications arise during pregnancy.

That’s why this ultimate guide on maternity insurance in Singapore will give you the insights you’ll need to be well-informed.

Do you really need it? The contents in this article will aid in your decision making.

So, let’s get on with it!

Read moreMaternity (& Pregnancy) Insurance in Singapore: Guide for 2019

Early Critical Illness (and CI) Insurance in Singapore: Guide for 2019

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Everyone is talking about critical illnesses in Singapore, be it early or late stage, and the insurance that comes along with it. 

Are these really critical?

Today, we take a more objective look at it. 

In this ultimate guide, you’ll get EVERYTHING you need to know about critical illness insurance (it can be lengthly!), but this would be the only resource you’ll ever need to read. 

(there are very interesting statistics in the later part of this guide)

So, read on!

Read moreEarly Critical Illness (and CI) Insurance in Singapore: Guide for 2019

Term Life Insurance in Singapore: The Ultimate Guide for 2019

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It used to be that the term plan is the neglected one at school that no one wants to talk to, but in recent years, he has risen up to become the popular kid.

What changed, then?

With medical advances, people tend to live longer now leading to a drastic reduction in mortality rates (death rates).

Because of this, term plans now reflect a lower cost of insurance compared to before, giving the allure of a high coverage at an even more affordable rate.

To add on, insurance companies are competing aggressively, which leads to competitive rates for the consumer.

In this guide, you’ll get EVERYTHING you need to know about term insurance (it can be lengthy!), but this would be the only resource you’ll ever need to read.

So grab a cup of coffee and read on!

Read moreTerm Life Insurance in Singapore: The Ultimate Guide for 2019